February 5, 2009

We are pleased to provide a letter of reference for Henry Kiers and Lucy Wilson of Robichaud Insurance Inc.  They are our brokers for our business, personal and automobile insurance.

We have been impressed by Lucy's ability to aggressively negotiate better premiums and broader coverages to protect our interests, and by Henry's attentiveness and prompt response to calls, queries and requests for coverage changes.

Without reservation, we would highly recommend them as brokers and risk advisors for your insurance needs, and we would be pleased to speak with anyone about this reference.

Yours sincerely,